People are finding all kinds of uses for AI and the bad actors who want your bank account information are no different. A new malware that mines people's phones for sensitive information is using AI to customize for each victim.

The Rising Threat of AI-Powered Malware

RatHat is a nefarious program that attempts to dig into a cell phone and find passwords and bank information. Once it has established a secure connection it uses AI to analyze how apps are used and when to keep sending back vital information without the user being aware.

The good news is it is fairly easy to keep this malware off your phone. Google Play checks all apps downloaded there and screens out any bad stuff. Therefore, the makers or RatHat try to get you to download their software on a third party site.

How to Safeguard Your Phone from Malware

If you avoid downloading anything outside of Google Play you will be fine. Be aware that these scammers will use legitimate looking programs, like something that look like Chrome, to fool someone into downloading their software.

If you have downloaded something suspicious, you can still put a stop to it. Be careful of accessibility permissions and keep wireless debugging off. If you don't know what that means, your provider can help.

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This malware uses AI to adapt and even prevent a person from getting rid of it. If you find your phone has been compromised, you may have to resort to a factory reset to be rid of it completely.

Keep an eye on your accounts and if you find something weird happening, get help to shut it down. All this technology can be a blessing and a curse.

Don't Answer Calls from These 10 Area Codes - It's a Scam

Those who are in the know about telephone and identity theft scams say these area codes produce the most problem calls for their clients. Unless you personally know someone who might be calling from one of the following area codes, you might want to let that phone call go unanswered.

Gallery Credit: Bruce Mikells